Free and Seamless Upgrade Path This program is exclusive to NAFC and unmatched in the industry. It's simple, it's smart and it makes your life so much easier. With traditional financing, i.e., bank loans, you would first pay off your existing contract, then refinance the balance along with the equipment upgrade costs. It can be very costly because of multiple finance charges and interest, not to mention the time and effort involved. With our Free and Seamless Upgrade Path, modular upgrades are simply added to your existing Master Lease. Voila. You're done. Your original lease schedule remains, and you can either add the monthly cost of the upgrade to it for the time remaining or lease the upgrade for its own full term. Upgrades are a fact of life. Our convenient, low cost program makes acquiring them as seamless, and as painless, as possible.